12th | Accounting for Partnership Firm – Fundamentals | Question No. 26 To 30 | Ts Grewal Solution 2026-2027

When Interest on Capital is an Appropriation and Profits are Inadequate

Question 26: Parul and Rajul were partners in a firm, sharing profits and losses in the ratio of 5:3. The balance in their Fixed Capital Accounts on 1st April, 2023 were: Parul ₹ 6,00,000 and Rajul ₹ 8,00,000. The partnership deed provided for allowing interest on capital at 129% per annum. The net profit of the frm for the year ended 31st March, 2024 was 1,26,000.

Prepare Profit & Loss Appropriation Account for the year ended 31st March, 2024. Show your working clearly. (CBSE 2025)

[Ans.: Interest on Capital: Paru54,000; Rajul 72,000.]

Answer:

Interest on capital is 12% per annum

Capital of Parul is ₹6,00,000 and Rajul ₹8,00,000

Interest on Capital of Parul is ₹72,000 and Rajul ₹96,000

Total interest is ₹72,000+₹96,000= ₹1,68,000 is more than profit available

Ratio of interest on capital = 3:4

 

Share of Profit :

Parul = 1,26,000×3/7= 54,000

Rahul = 1,26,000×4/7= 72,000

 

Note: Profit have been distributed in the ratio of interest on capital since profit is not adequate.

 

Calculate opening capital and interest on capital

Question 27: A and B are partners in the ratio of 3:2. The firm maintains Fluctuating Capital Accounts and the balance of the same as on 31st March, 2020 amounted to ₹1,60,000 and ₹1,40,000 for A and B respectively. Their drawings during the year were 30,000 each.

As per Partnership Deed, interest on capital@ 10% p.a. on opening capitals had been provided to them.

Calculate opening capitals of partners given that their profit was 90,000. Show your workings clearly.

Answer:

Calculation of opening Capital

 

A

B

Closing Capital

Add; Drawings

1,60,000

30,000

1,40,000

30,000

 

Less: Profit already Credited (WN)

1,90,000

37,800

1,70,000

25,200

 

Less: Interest on Capital (WN)

1,52,200

13,836

1,44,800

13,164

Opening Capital

1,38,364

1,31,636

 

Working Notes:

Total Capital of A and B (1,60,000+1,40,000)

Add: Drawings (30,000×2)

=

=

3,00,000

60,000

 

Less: Profits (Including Interest on Capital)

 

=

3,60,000

90,000

Total opening Capital Including Interest on Capital

=

2,70,000

 

Interest on Capital @10 p.a. 2,70,000 is 27,000

Divisible Profits= 90,000 - 27,000 = 63,000

Distribution of profits

A = 63,000×3/5=37,800

B = 63,000×2/5=25,200

Individual interest on Capital

A= 1,52,200×10/110=13,836

B= 1,44,800×10/110=13,164

 

Calculation of interest on Capital and Share of Profit

Question 28:

Amit and Bramit started business on 1st April, 2025 with capitals of  ₹ 15,00,000 and  ₹ 9,00,000 respectively. On 1st October, 2025, they decided that their capitals should be  ₹ 12,00,000 each. The necessary adjustments in capitals were made by introducing or withdrawing by cheque. Interest on capital is allowed @ 8% p.a. Compute interest on capital for the year ended 31st March, 2026.

Answer:

Calculation of Interest on Amit’s Capital

Date

Capital

×

Period

=

Product

April 01, 2025 to Sept. 30, 2025

15,00,000

×

6

=

90,00,000

Oct. 01, 2025 to March 31, 2025

12,00,000

×

6

=

72,00,000

Sum of Product

 

1,62,00,000

 

 

Interest on Capital = sum of product×Rate of drawing/100×1/ 12

Interest on Capital =1,62,00,000×8/100×1/12  =1,08,000

 

Calculation of Interest on Bramit’s Capital

Date

Capital

×

Period

=

Product

April 01, 2025 to Sept. 30, 2025

9,00,000

×

6

=

54,00,000

Oct. 01, 2025 to March 31, 2025

12,00,000

×

6

=

72,00,000

Sum of Product

 

1,26,00,000

 

 

Interest on Capital = sum of product×Rate of drawing/100×1/ 12

Interest on Capital =1,26,00,000×8/100×1/12  =84,000

 

Question 29:

From the following Balance Sheet of Long and Short, calculate interest on capital @ 8% p.a. for the year ended 31st March, 2026.

BALANCE SHEET
as at 31st March, 2026

Liabilities

Assets

Long's Capital A/c

1,20,000

Fixed Assets

3,00,000

Short's Capital A/c

 

1,40,000

Other Assets

   60,000

General Reserve

 

1,00,000

 

 

 

3,60,000

 

3,60,000

 

 

 

 


During the year, Long withdrew  ₹ 40,000 and Short withdrew  ₹ 50,000. Profit for the year was  ₹ 1,50,000 out of which  ₹ 1,00,000 was transferred to General Reserve.

Answer:

Calculation of Capital at the beginning (as on April 01, 2026)

Particulars

Long
( ₹)

Short
( ₹)

Capital at the end

1,60,000

1,40,000

Less: Adjusted  Profit (1,50,000 – 1,00,000) in 1:1 ratio

(25,000)

(25,000)

Add: Adjusted Drawings

-

50,000

Capital in the beginning

1,35,000

1,65,000

 

 

 

 

Long’s Interest on capital= 1,35,000×8/100=10,800

Short’s Interest on capital= 1,65,000×8/100=13,200

Question 30: Sumit and Namit are partners sharing profits in the ratio of 3:2. They contribute ₹ 1,00,000 and ₹ 50,000 respectively towards capital. Compute interest on capital and show distribution of profit in the following cases:

(i) When Partnership Deed is silent as to the interest on capital and profit for the year is ₹ 50,000.

(ii) When Partnership Deed provides for interest on capital @ 10% p.a. and profit for the year is ₹ 15,000.

(iii) When the Partnership Deed provides for interest on capital @ 12% and profit for the year is ₹ 23,000.

(iv) When the Partnership Deed provides for interest on capital @ 5% p.a. and loss for the year is ₹ 8,000.

(V) When Partnership Deed provides for interest on capital @ 5% p.a. and profit for the year is ₹ 3,000.

(vi) When Partnership Deed provides for interest on capital @ 5% p.a. even if it involves the firm in loss and the profit for the year is ₹ 6,000.

 

Answer:

Case - (i) When Partnership Deed is silent as to the interest on capital and profit for the year is ₹ 50,000.

Solution: Interest on capital will not be allowed. Profits: Sumit =30,000; Namit =20,000.

Reason: Since no agreement as to interest on Capital. Interest on capital will not be allowed.

 

Case - (ii) When Partnership Deed provides for interest on capital @ 10% p.a. and profit for the year is ₹ 15,000.

Solution: Interest on Capital: Sumit ₹ 10,000, Namit = ₹ 5,000. Profit is not left for distribution.

Reason: interest is allowed as per agreement profit is enough to be distributed, but Profit is not left for distribution because interest and profit equal.

 

Case - (iii) When the Partnership Deed provides for interest on capital @ 12% and profit for the year is ₹ 23,000.

Solution: Interest on Capital: Sumit = ₹ 12,000; Namit = ₹ 6,000 as per rate of interest on capital @12%.

Profit: Sumit = ₹ 3,000; Namit - ₹ 2,000; Distributable profit= 23,000-18,000=5,000.

 

Case - (iv) When the Partnership Deed provides for interest on capital @ 5% p.a. and loss for the year is ₹ 8,000.

Solution: interest on capital is not distributed in case of loss.

          Loss is distributed as per profit sharing ratio

          Loss: Sumit = ₹ 4,800; Namit = ₹ 3,200

 

Case - (V) When Partnership Deed provides for interest on capital @ 5% p.a. and profit for the year is ₹ 3,000.

Solution: Since profit of ₹ 3,000 will be distributed in the ratio of 2:1 in the ratio of capital or interest on capital.

Interest on Capital: Sumit – ₹ 2,000 Namit = ₹ 1,000 as per ratio of interest on capital.

No profit is left for distribution among the partner since entire amount of Profit is distributed as interest.

 

Case - (vi) When Partnership Deed provides for interest on capital @ 5% p.a. even if it involves the firm in loss and the profit for the year is ₹ 6,000.

Solution: Interest on capital: Sumit = ₹ 5,000; Namit =₹ 2,500,

Loss: Sumit = ₹ 900; Namit = ₹ 600 (loss after interest= 6,000-7,500=1,500).

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